function btvalidate() {
	var frm = document.form1;
	if(frm.balancetransferrate.value > 100) {
		alert("Please enter the Balance Tranfer Rate between 0% and 99%");
		frm.balancetransferrate.focus();
		return false;
	} else if(frm.card1rate.value > 100) {
		alert("Please enter the Current Rate between 0% and 99% for Card 1");
		frm.card1rate.focus();
		return false;
	} else if(frm.balancetransferrate.value.length==0) {
		alert("Please enter the transfer rate on your card");
		frm.balancetransferrate.focus();
		return false;
	} else if(frm.cardduration.value.length==0) {
		alert("Please enter the duration of balance transfer");
		frm.cardduration.focus();
		return false;
	} else if(frm.card1amount.value.length==0) {
		alert("Please enter the transfer amount");
		frm.card1amount.focus();
		return false;
	} else if(frm.card1rate.value.length==0) {
		alert("Please enter the current rate on your card");
		frm.card1rate.focus();
		return false;
	} else if(frm.card1fee.value.length==0) {
		alert("Please enter the balance transfer fee");
		frm.card1fee.focus();
		return false;
	} else {
		return true;
	}
}